• Key figures
• Chairman's Address
• Boards and Officers
• The Hannover Re share
• Strategy and self-image
• Our global presence
• Management report
• Consolidated Accounts
• Notes
• Auditors' Report
• Report of the Supervisory Board
• Corporate Governance
• Branch offices and subsidiaries

Service

• My Annual Report
• Quick Analyser
• IR calendar
• Order report
• Download Centre

Highlights 2004

• Good result despite exceptionally high incidence of natural catastrophes
• Combined ratio in property and casualty reinsurance 97,0%
• Investments +12,3%
• Return on investments 4,8%
• Policyholders' surplus +14,5%
• Return on equity 12,5%
• Book value per share +6,3%
• Dividend +5,3%

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